While the country is essentially still recovering its realty market, here in Texas we are going through a different sort of real-estate problem. With so many businesses and families moving to our region, the north-of-Houston cities of Spring, The Woodlands, and the Conroe/Lake Conroe areas, our property troubles are about a scarcity of homes. For my clients who aren't finding a good selection of homes available, many are considering the sensible choice of building. A family willing to build has lots more liberty with where they would like to have their house. It's a fantastic opportunity to design your dream house...in a best-for-you location. Want a home built by Lake Conroe? Want to consider living on acreage that allows for one or two horses? These options are really available to a family if building is a consideration.
Finding a trusty builder of course becomes the issue. But this, too, is an issue that dissolves away if certain smart steps are taken. Here are the top 5 home building tips that I suggest:
1. Find Your Lot or Acreage
With your realty agent, look at available home sites. One of the benefits to building is that you have so very much more liberty in choosing your general location. With a property agent you can quickly whittle down to a handful of home sites that fit your needs: work commute distance, area nicities, neighborhood features, deed limitations.
2. Start Off With an Authorised List of Credible Builders
You can definitely investigate the best home builders through researching the Attorney General's web site, or check the BBB and Angie's List for reviews. But there is a quick way to detour that headache. When you build or buy a house, it is a mortgage bank that owns the house until it is paid off, so you can be sure that the mortgage bank can give you a great list of trustworthy home builders. Talk to a loan officer who does new construction loans. Attempt to get at least five builders to interview. Stick to that list.
3. Interview
Take a bit of time to reasonably interview your list of builders. Remember, you'll be interfacing with these people continually across the time that it takes to build your home. Find the builder with whom you find you have a good rapport, with whom you feel comfortable asking the difficult questions, and with whom you're feeling you can successfully communicate thoughts and concepts, and that each accurately, and solidly, understands the other. Also be sure to evaluate the following:
- Will this builder's approach to the home building process be a process you suspect will aid you to stay on budget and on time?
- Is this home builder's base of operation a satisfactory distance to the property where you are building? The closer, the better.
- Tour other houses built by this builder.
After you have found your favorite two or three from the list, take a little time to re-interview to make sure that you agree on the best fit for you.
4. Have Your Agent Review the Contract
A great and under-utilized function of a real estate agent is to check home building contracts before signing. A property agent can frequently discover oversights, find further possibilities for saving money, and could be a final and sure defense to be sure the home you are just about to build is entirely the home you have in mind.
5. Get Your Own Inspector
It's an additional investment of about $300, nonetheless it is worth each and every penny to have your own independent inspector go through your home at the final stages of the building process. At worst, you have spent a few hundred on yet another set of eyes to make certain that everything is as it should be. At the best your independent inspector might expose a big problem that needs to be addressed to make your house defect-free.
There have been some great Hollywood flicks that have amusingly depicted the private hell that may be the home building process, and shows like "Holmes on Homes" ® are a cautionary tale that the home building industry is loaded with disreputable builders. Yet with a little planning, and following these home building tips, by being supplied with a property agent, the guidance of a mortgage officer, and aid from an independent inspector, you'll be able to find that to design your dream house and build it is no nightmare at all, but a dream-come-true.
Finding a trusty builder of course becomes the issue. But this, too, is an issue that dissolves away if certain smart steps are taken. Here are the top 5 home building tips that I suggest:
1. Find Your Lot or Acreage
With your realty agent, look at available home sites. One of the benefits to building is that you have so very much more liberty in choosing your general location. With a property agent you can quickly whittle down to a handful of home sites that fit your needs: work commute distance, area nicities, neighborhood features, deed limitations.
2. Start Off With an Authorised List of Credible Builders
You can definitely investigate the best home builders through researching the Attorney General's web site, or check the BBB and Angie's List for reviews. But there is a quick way to detour that headache. When you build or buy a house, it is a mortgage bank that owns the house until it is paid off, so you can be sure that the mortgage bank can give you a great list of trustworthy home builders. Talk to a loan officer who does new construction loans. Attempt to get at least five builders to interview. Stick to that list.
3. Interview
Take a bit of time to reasonably interview your list of builders. Remember, you'll be interfacing with these people continually across the time that it takes to build your home. Find the builder with whom you find you have a good rapport, with whom you feel comfortable asking the difficult questions, and with whom you're feeling you can successfully communicate thoughts and concepts, and that each accurately, and solidly, understands the other. Also be sure to evaluate the following:
- Will this builder's approach to the home building process be a process you suspect will aid you to stay on budget and on time?
- Is this home builder's base of operation a satisfactory distance to the property where you are building? The closer, the better.
- Tour other houses built by this builder.
After you have found your favorite two or three from the list, take a little time to re-interview to make sure that you agree on the best fit for you.
4. Have Your Agent Review the Contract
A great and under-utilized function of a real estate agent is to check home building contracts before signing. A property agent can frequently discover oversights, find further possibilities for saving money, and could be a final and sure defense to be sure the home you are just about to build is entirely the home you have in mind.
5. Get Your Own Inspector
It's an additional investment of about $300, nonetheless it is worth each and every penny to have your own independent inspector go through your home at the final stages of the building process. At worst, you have spent a few hundred on yet another set of eyes to make certain that everything is as it should be. At the best your independent inspector might expose a big problem that needs to be addressed to make your house defect-free.
There have been some great Hollywood flicks that have amusingly depicted the private hell that may be the home building process, and shows like "Holmes on Homes" ® are a cautionary tale that the home building industry is loaded with disreputable builders. Yet with a little planning, and following these home building tips, by being supplied with a property agent, the guidance of a mortgage officer, and aid from an independent inspector, you'll be able to find that to design your dream house and build it is no nightmare at all, but a dream-come-true.
About the Author:
Lauri Kent is an experienced real estate broker and agent with Keller Williams of Lake Conroe, Texas. Familiar with the best home builders serving Lake Conroe, Montgomery, and Magnolia, TX, she offers these five home building tips to make sure the process of building your dream home is a success.
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